Payments
Q.1. How do I pay for a Kharidenge purchase?
Ans. Kharidenge.com provides you with multiple payment methods. Whatever your online mode of payment, you can rest assured that Kharidenge.com trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.
You may use Internet Banking, Gift Card, Cash on Delivery, and Wallet to make your purchase.
Kharidenge.com also accepts payments made using Visa, MasterCard, and Maestro credit/debit cards in India.
Q. 2. Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Kharidenge.com?
Ans. There are NO hidden charges when you make a purchase on Kharidenge.com. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.
Delivery charges may be extra depending on the seller’s policy. Please check individual sellers for the same. In the case of seller WS Retail, the ₹40 delivery charge is waived on orders worth ₹500 and over.
Q.3. How do I pay using a credit/debit card?
Ans. We accept payments made by credit/debit cards issued in India.
Credit cards: We accept payments made using Visa, MasterCard, and Rupay credit cards.
To pay using your credit card at checkout, you will need your card number, expiry date, and three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D Secure password.
Debit cards: We accept payments made using Visa, MasterCard, Rupay, and Maestro debit cards.
To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), and three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page to enter your online password (issued by your bank) to complete the payment.
Q. 4. Is it safe to use my credit/debit card on Kharidenge.com?
Ans. Your online transaction on kharidenge.com is secure with the highest levels of transaction security currently available on the Internet. kharidenge.com uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.
All credit card and debit card payments on Kharidenge are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.
Q.5. What is a 3D Secure password?
Ans. The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively.
The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.
Q.6. How can I get the 3D Secure password for my credit/debit card?
Ans. You can register for the 3D Secure password for your credit/debit card by visiting your bank’s website. The registration links for some of the banks have been provided below for easy reference:
| State Bank of India | HDFC Bank | Axis Bank | Corporation Bank |
| Punjab National Bank | ICICI Bank | Bank of Baroda | Standard Chartered India |
| Union Bank of India | IDBI Bank | Andhra Bank | Citibank |
| Dhanlakshmi Bank | Kotak Mahindra Bank | Vijaya Bank | IndusInd Bank |
Q.7. Can I use my bank’s Internet Banking feature to make a payment?
Ans. Yes. Kharidenge.com offers you the convenience of using your bank’s Internet Banking service to make a payment towards your order. With this, you can directly transfer funds from your bank account, while conducting a highly secure transaction.
We accept payment through Internet Banking for the following banks:
| State Bank of India | HDFC Bank | Axis Bank | Corporation Bank |
| Punjab National Bank | ICICI Bank | Bank of Baroda | Standard Chartered India |
| Union Bank of India | IDBI Bank | Andhra Bank | Citibank |
| Dhanlakshmi Bank | Kotak Mahindra Bank | Vijaya Bank | IndusInd Bank |
| YES Bank | Indian Bank | Punjab National Bank | Bank of Maharashtra |
| Indian Overseas Bank | Federal Bank | Oriental Bank of Commerce | Syndicate Bank |
Q.8. Can I make a credit/debit card or Internet Banking payment on Kharidenge through my mobile?
Ans. Yes, you can make credit card payments through the Kharidenge mobile site and application. Kharidenge.com uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.